Insurance Claim Wind Damage Roof

This is partnering with adjusters you trust as well as an experienced and trustworthy roofing contractor is essential not only for your property but for your home or business.

Insurance claim wind damage roof.

A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business. According to one experienced roofing contractor insurance companies heavily scrutinize claims for roof repair and replacement. If the roof is too old or the damage is caused by normal wear and tear it is unlikely that your insurance policy is going to cover the cost to repair the damage or replace the roof. You can buy only actual cash value coverage for wind and hail damage if your roof is too old to qualify for replacement value coverage.

If you have roof wind damage your insurance company has a legal obligation to repair or replace the roof whichever costs less. It is possible that an insurance claim for roof damage will be denied because of the age of the roof. Your insurance reimbursement will be based on the. They will want absolute proof that storm damage is the cause of the roof leak to determine this insurance company will send out its own adjuster someone that works for the insurance company.

That may sound like a basic idea but it can run into some problems in practice. First your shingles and roofing may have discolored with age.